Swivvy

Bill splitting

Split bills without the awkward maths

Scan the receipt, tap who had what, and Swivvy works out who owes whom in any currency, then settles it the way your group actually pays.

Google Play, soon App Store, soon Start a group in your browser

The browser version works today. No account, no download. You get a link, and whoever has it is in the group.

居酒屋 とり道 5 Aug
  • 枝豆¥480
  • 唐揚げ¥780
  • 生ビール ×2¥1,100
  • だし巻き卵¥620
  • お通し ×3¥900
合計¥3,880
You ¥1,880 Mika ¥1,080 Ren ¥920

What other splitters don't do

Plenty of apps divide a total by four. These are the parts that took the work.

It reads the items, not just the total

Each price is picked out separately, so you tap who had the wine and who didn't. One dish can be shared between any number of people. Where the scan gets a price wrong, take the right one straight off the photo.

It reads Japanese, Chinese and Korean receipts

Every language lays a receipt out differently. Swivvy accounts for that and picks out the lines that matter, so you are not left correcting the total by hand. It all runs on your phone, so the picture of your receipt never goes anywhere.

It settles the way your group actually pays

Say who you would rather pay directly, like the flatmate you see every day or the friend who fronts everything, and the plan routes your share through them rather than pairing you off with whoever the maths happened to pick. Everyone still ends up square in the fewest transfers.

The exchange rate is fixed on the day

Every expense keeps the rate from the date it was paid, so a trip's balances don't quietly drift while you're still on it. Convert to whatever currency you think in, and the amounts owed do not move.

Bring your history with you

Import straight from Splitwise, Settle Up, Tricount or Splid, decimal commas and all. Your old groups arrive with you instead of being left behind in an app you wanted to leave.

Works with no signal

Add expenses, scan receipts and record settlements on a plane or down a metro. Everything syncs when you surface, and receipts stay readable from a local copy.

Settle up how you already pay

PayPal, Venmo, Cash App, Wise, Revolut, UPI, PayPay and ZaloPay, with the amount filled in where the app allows it. Swivvy never touches the money. It just opens yours.

Three taps, one dinner

  1. 1

    Photograph the receipt

    Or type an amount in, if there's no receipt to photograph.

  2. 2

    Tap who had what

    Anything left over, like tax and service, splits evenly or by share.

  3. 3

    Settle up

    Swivvy works out the fewest payments that clear everyone.

A look at it

Screens from the Android app.

Start with the browser version

No account and no download. Make a group, send the link, and anyone who has it can add expenses. The apps add receipt scanning, offline use and notifications.