Plenty of apps divide a total by four. These are the parts that took the
work.
It reads the items, not just the total
Each price is picked out separately, so you tap who had the wine and
who didn't. One dish can be shared between any number of people.
Where the scan gets a price wrong, take the right one straight off the
photo.
It reads Japanese, Chinese and Korean receipts
Every language lays a receipt out differently. Swivvy accounts for
that and picks out the lines that matter, so you are not left
correcting the total by hand. It all runs on your phone, so the
picture of your receipt never goes anywhere.
合計합계Tổng cộng実付
It settles the way your group actually pays
Say who you would rather pay directly, like the flatmate you see every
day or the friend who fronts everything, and the plan routes your
share through them rather than pairing you off with whoever the maths
happened to pick. Everyone still ends up square in the fewest
transfers.
The exchange rate is fixed on the day
Every expense keeps the rate from the date it was paid, so a trip's
balances don't quietly drift while you're still on it. Convert to
whatever currency you think in, and the amounts owed do not move.
Bring your history with you
Import straight from Splitwise, Settle Up, Tricount or Splid, decimal
commas and all. Your old groups arrive with you instead of being left
behind in an app you wanted to leave.
Works with no signal
Add expenses, scan receipts and record settlements on a plane or down
a metro. Everything syncs when you surface, and receipts stay
readable from a local copy.
Settle up how you already pay
PayPal, Venmo, Cash App, Wise, Revolut, UPI, PayPay and ZaloPay, with
the amount filled in where the app allows it. Swivvy never touches
the money. It just opens yours.